I understand your frustration and where you're coming from, but I have to respectfully disagree.
Yes, 100% there are trash products out there. But that can be said in literally any market on the planet.
However, those trash products do not negate the tried and true fact (based off decades of research, psychology, and real-life stories) that having mentors to guide you in any area of your life can significantly decrease the amount of time it takes to get you from where you are, to where you want to be.
Anyone can learn to do anything these days just with Google, ChatGPT, and YouTube. But how much time, trial, and error are they willing to go through?
You can do it yourself and take 10+ years, or you can pay someone $2k to learn how to do it in 10 months.
And if people are willing to dish out hundreds of thousands of dollars in student loans for a 4-year degree which promises and provides nothing, I'd say the far less riskier path is an online course or digital product for 1/100th the cost and 20% of the time commitment.
Of course, in full transparency, I'm biased, as I've been both a creator and consumer of both. But I'll take a digital product and speed over a decade of YouTube any day!